If a grandson calls needing help because he’s either in jail or in the hospital and wants money, don’t help him. At least not until he proves he’s your grandson either by calling you by your ‘Nana’ or ‘Pawpaw’ nickname or correctly answering personal questions.If someone out of the blue calls you up, notifies you by text that you’ve won a lot of money and a new Mercedes-Benz, but you have to pay up front money to get them, don’t fall for it.They’re all scammers trying to cheat you out of your money.Mail fraud and money scams cost Americans billions ...