June is Effective Communications Month. And it’s a good idea to recognize the importance of good communications, because it plays a role in almost every aspect of living – including your finances. You’ll want to clearly communicate your financial goals to your loved ones – and you’ll want to hear theirs, too. Let’s look at some of the communications you might have with family members: ■Your spouse – You and your spouse may have different thoughts about a range of financial topics – how much to save, how much to spend, the level of debt with which you’re comfortable and so on.